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RE: webtimeclock: Payroll Services

I used to work for ADP, so when I became a business owner, it only seem obvious that I would use them for my payroll. WRONG!

I chose to go with Sure Payroll. They are an online company and they make it TOO EASY. Unlike the big guys who nickle and dime you for shipping payroll & reports, for direct deposit and may other things, Sure puts it all at your fingertips and you can download or print whatever reports you need. No extra charge for shipping and no extra charge for direct deposit.

By the way, Sure Payroll gave me WebTimeClock as one of the options for me to chose from for an online time clock.

M Franke
Corpus Christi, TX

Do it yourself payroll. Is it worth the lower cost?

Since we deal with payroll hours, it makes sense that we think about payroll. If we were to suggest a payroll service to our customers, who would we suggest? Hmmm. Well, let's just say we are looking. In the meantime here are some points to ponder.

There are a few discount payroll services out there. Companies like QuickBooks Online and PayCycle come to mind. All you gotta do is enter your employee names, enter their hours, then BAM!, you get a nifty PDF file with everyone's pay checks calculated ready to print. Pretty cool.

Now, I completely understand why folks would want to save a few bucks by taking on the chore themselves. Times are lean right now. But here's the thing... do you have the time?

What I mean is do you have the time to make sure everything is right? As much as these services claim it is, payroll is not always a slam dunk. Especially if you deal with local taxes, 401Ks, contractors, out of state employees, garnishments, federal and state tax filings, etc, etc, etc. If you make a mistake, then it could really cost you. Then who do you ask for help?

Don't get me wrong, doing your own payroll may be the best choice for you depending on your circumstances. After all, you are saving cash! But consider these reasons to do otherwise.

By using full service payroll...

* Payroll chores are delegated, freeing your time to build your business
* Have no worries over incorrect tax filings, your payroll processor takes on the liability
* When special questions arise, you have a professional to answer your questions
* Have access to direct deposit if you need it
* W2s and 1099s are taken care of

Who is full service? Well, ADP and Paychex are a couple well known names. Kind of pricey though. Can you get full service without spending too much? THAT is what we are looking for.

- Bill